When Teachers in Ohio gentrified my neighborhood in Seattle

When I lived in Seattle, there was a neighborhood grocery store that I liked. One fine day I found it closed. And it stayed closed for many days. Then word came out that the landlord had jacked up their rent to something they felt was unreasonable. For months the store stayed closed, as they tried to negotiate or find someone …

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Lemonade: innovative insurance done right

I recently started using Lemonade as my insurance company for renter’s insurance. It seemed quite interesting and innovative and I was impressed by the whole process of signing up. It’s a hassle-free insurance company with a very transparent business model. They have an innovative way of structuring the pool. They cap their upside by charging a flat overhead rate on each …

Random finance-focused suggestions

These are random finance-focused suggestions that summarize what I often discuss with friends one-on-one. This is not a comprehensive list. And this is definitely not real financial advice. Different things for different people and different situations. Just sharing these in case they inspire some thoughts and ideas. 1. If you have student loans, don’t obsess about paying them off any …

A remote surgery use case for “fast lanes” over Internet

Let’s say a skilled surgeon is physically based in Boston. She needs to perform a surgery in Dallas. The technology already exists today for some surgeries to be performed over the Internet. But for this to be reliable, she needs to guarantee that her internet connection has very low latency. She already pays for a very fast connection but that …

Train to Toruń

On the train from Poznań to Toruń, random fellow passengers helped me put my bags away, offered me food and a drink which is definitely something spiked with something. And now we are using Google translate to communicate with each other. I think they are Ukrainian. And we are mixing some Russian with Polish now. They work in construction. Build …

We are living in an outrage economy

We started with the information economy. It quickly narrowed to an attention economy. Now it seems to have narrowed further to an outrage economy. Every time we are outraged, someone, somewhere is making money 💰. Let’s choose our outrage carefully 😊, and let’s help each other channel it in constructive ways.