The fundamental problem with using insurance for all health care

Did you know that even people who are insured in the US, many of them still can’t afford to even go get their symptoms checked? That is because there’s this thing called co-pay. Which means if the doctor bills $100, you have to pay $50 and your insurance pays the other $50. And then thereContinue reading “The fundamental problem with using insurance for all health care”

Lemonade: innovative insurance done right

I recently started using Lemonade as my insurance company for renter’s insurance. It seemed quite interesting and innovative and I was impressed by the whole process of signing up. It’s a hassle-free insurance company with a very transparent business model. They have an innovative way of structuring the pool. They cap their upside by charging aContinue reading “Lemonade: innovative insurance done right”